Flexible investment
From your first GHS 20 deposit to retirement investing, Achieve by Petra grows with you.
Install the achieve by Petra appEarn up to 12% APY
on your investments
Invest with flexibility while keeping access to your money, giving you the freedom to grow your wealth without locking away your funds.
Key benefits
DigiSave fits a wide range of investors — from someone making their first deposit to someone consolidating savings from a traditional bank. Here's how three different Ghanaians use it.
Start investing from just GHS 20 — no paperwork, no minimum balance, and zero deposit fees.
Your money earns interest daily, with returns added directly to your balance in real time.
Withdraw whenever you want — free by the next working day or instantly with a 1% express fee.
Keep your money invested longer and let compound growth build your wealth automatically over time.
Flexible investment products
Flexible investing that fits your life. Start with as little as GHS 20, grow your money in a low-risk fund, and access it whenever you need it. No stress, no lock-in — just your money working for you.
Protect your money from currency fluctuations by investing in USD-denominated assets. A medium-term investment that keeps your purchasing power strong. Minimum GHS 100.
Own a piece of the world's biggest tech companies — right from your phone. Global Tech gives you access to international equity markets with just GHS 100. Think long-term. Build real wealth.
The best of both worlds — growth and stability in one smart investment. Your money is spread across stocks, real estate, and bonds to deliver steady returns while managing risk. Built for the long game.
Who it's for
From growing your wealth to protecting your future, Achieve offers smart, secure solutions designed to help you reach every milestone
You've never invested before. You're nervous. You don't want to commit thousands of cedis to something you don't fully understand yet.
You already invest monthly into a bank account that pays 1–2%. You're losing to inflation but didn't know there was a better option.
You need 3–6 months of expenses set aside for emergencies — but you don't want it locked up where it can't earn returns.
Minimum first deposit
2024 annual return
Deposit fees
Interest credited asap
Track, save, and grow—simple, secure, in your control.
The real stories
Achieve by Petra is a secure financial app that lets you save, invest, insure, and access loans—backed by Petra Trust to help you reach your goals.
While you're thinking about it, 500,000+ Ghanaians are already securing their financial future on achieve by Petra. Start today!
Install the achieve by Petra app
