achieve by Petra

Fixed investment

Earn competitive returns
with confidence.

Put your money to work with a fixed-term investment that offers predictable returns, low risk, and peace of mind. With FixedInvest by Achieve by Petra by Petra, you know exactly how much you'll earn before you invest. No surprises. No market guesswork. Just guaranteed returns.

Install the achieve by Petra app

Earn up to 12% APY

on your investments

A woman looking ahead
Achieve app MoneySafe portfolio screen
See video - 3mins

How to invest in
Fixed investments

Put your money to work for a set period and earn returns while staying focused on your financial goals.

Key benefits

Why people choose
FixedInvest

Whether you're investing for school fees, growing your emergency fund, planning a holiday, or setting aside business capital, FixedInvest helps your money grow with confidence.

FixedInvest balance card showing GHS 250,000

Competitive returns

Your rate is confirmed before you commit — so you know your exact payout at maturity and can plan with certainty

Performance

Illustration of an investment growing over time

Low-Risk Investing

Designed for investors who want stable, predictable growth without worrying about daily market fluctuations.

365-Day Offersdays · earn more, invest longer
182-Day Offersdays · medium-term plans
91-Day Offersdays · short-term goals

Choose Your Investment Period

Invest for 91, 182, or 365 days based on your financial goals and how long you'd like your money to grow.

Invest low as

GHS 1,000

Invest as low as GHS 100

Make your money work for you with investments starting at just GHS 100.

Payment method

Mobile Money

Credit / Debit card

OR

Pay Via Bank Transfer

Tap this card and follow instructions to pay via bank. Please use your phone number as a reference

Easy Funding

Fund your investment securely using Mobile Money, a debit or credit card, or a bank transfer.

Investing is easier
than you think

  1. 1

    Choose your investment amount

  2. 2

    Select your investment period

  3. 3

    Lock in your investment

  4. 4

    Receive your payout

Get your referral link

Automatic rollover

Don't let your money sit idle after maturity. Reinvest automatically — without starting over. Choose to reinvest:

Principal + ReturnsPrincipal only
Achieve 91-day offer rollover screen
An Achieve support specialist

Need cash before maturity?

FixedInvest locks your funds for your chosen period. Early withdrawals are possible via support, reviewed in 3 working days and may attract a fee.

Principal only
Install the achieve by Petra app

Built for your goals

FixedInvest is ideal
if you're investing for

Emergency funds

A safety cushion for unexpected expenses

School fees

Plan ahead for education payments

Business expansion

Build capital to grow your business

Travel

Prepare for trips and experiences

Annual financial goals

Stay on track with yearly targets

Future purchases

Save and invest for planned big buys

The real stories

Thousands of Ghanaians
are achieving their dreams.💜

I am one of the earliest users of the Achieve App and I have raked in almost all the badges. If you ask me, I will tell you for free that the Achieve app is the best financial management tool in Ghana right now.

Dzidula_1x

via AppStore

I just love everything about this app. From occasional free deposits to investment returns, security assurance and app performance 😇

Kennedy

via Google PlayStore

I heard of Achieve from a Twitter thread and thought to just give this savings app a try. I must say, I’m impressed so far with my earnings and the interface is just so smooth and easy to use. I’ve not had any issues with uploads or withdrawals since I joined. Kudos to the Achieve team!

Rhodans

via Google PlayStore

A very good app. Impressive update, especially with the addition of the Bank transfers. One of the best investment apps I've experienced. The express withdrawal feature is incredibly helpful. Kudos

Bismark

via AppStore

Achieve makes it easy to stay consistent with my savings and see my progress clearly.

Nana

via AppStore

You got questions?

We answered questions so you don't have to ask them.

Got more questions Contact us

Achieve by Petra is a secure financial app that lets you save, invest, insure, and access loans—backed by Petra Trust to help you reach your goals.

Give your family certainty, no matter what happens.

Protect the people who matter most with a plan built for dignity, stability, and peace of mind.

Get Covered Today

Get the achieve app

Download the app on Google Play or the Apple App Store.

Get it onGoogle PlayDownload on theApp Store