Keep your investment working
There's no need to withdraw your investment before maturity. Your eligible investment remains intact while serving as security for your loan.
Key benefits
Why choose ezLoans?
EZLoans gives you quick access to funds while helping you stay committed to your long-term financial goals.
Fast approval
Apply online and receive a credit decision in as little as 48 hours once all required documents have been submitted.
Affordable borrowing
Enjoy competitive interest rates designed to make borrowing more manageable.
Flexible repayment
Choose a repayment period of up to 36 months, giving you the flexibility to repay at a pace that works for your finances.
Simple online application
Complete your application from wherever you are and let our team guide you through the process.
Getting a loan is
easier than you think
- 1
Apply online in minutes
- 2
Setup payment accounts
- 3
Track your loan status
- 4
Your loan is disbursed when you need it.
Who can apply
ezLoans is available to
customers with eligible
Savings Booster accounts
Tier 3 pension accounts
Additional eligibility requirements apply, including affordability and documentation checks.
Built for your goals
Perfect for life's important moments
Whether you're dealing with an unexpected expense or planning your next move, EZLoans can help you finance:
Education
Support learning and school fees
Business opportunities
Access funds to grow your business
Medical expenses
Cover healthcare costs when needed
Home improvements
Fund repairs and upgrades
Family commitments
Take care of important family needs
Emergency expenses
Get support during unexpected situations
THE ezLOANS DIFFERENCE
Why borrow against your
investment?
Traditional borrowing means choosing between cash today and your future savings. EZLoans helps you do both — use your investment as security while it keeps supporting your long-term goals.
Apply for an ezLoan
The real stories
Thousands of Ghanaians
are achieving their dreams.💜
Achieve by Petra is a secure financial app that lets you save, invest, insure, and access loans—backed by Petra Trust to help you reach your goals.
Your investment. Your security. Your opportunity.
Access the funds you need today without losing sight of your long-term financial goals.
Apply for ezLoan today